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House Bill Mandates Timely TRICARE Coverage Changes

A bipartisan House bill would require TRICARE beneficiaries approaching a change in their coverage – a family member aging out of their current plan, for example – to receive a series of notices before the change takes place.

The TRICARE Transition Transparency Act (H.R. 5586) mandates email notices at the 180-day, 60-day, and 30-day marks before any deadlines to act. The bill would ensure families are aware of upcoming changes, such as the need to switch to TRICARE Young Adult to maintain TRICARE coverage when a dependent turns 21 (or 23 if a full-time student), or the move into Medicare and TRICARE For Life coverage when a beneficiary turns 65.

“TRICARE is a complex benefit, and awareness of pending eligibility changes is key to ensuring seamless coverage and access to health care,” MOAA President and CEO Lt. Gen. Brian T. Kelly, USAF (Ret), said in a statement announcing the bill’s introduction by Rep. Jen Kiggans (R-Va.). “MOAA appreciates Rep. Kiggans’ leadership on this important legislation, and we look forward to supporting her efforts to improve TRICARE communication to military families.”

Initial cosponsors of the legislation include Reps. Patrick Ryan (D-N.Y.), Robert Wittman (R-Va.), and Maggie Goodlander (D-N.H.). The text of the bill also is included in the House version of the FY 2026 National Defense Authorization Act (NDAA), which passed the chamber Sept. 10. The Senate’s version does not include the provision.



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